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GM | Flexible Earnings Card

The freedom to choose your reward.


 Apply at gmflexcard.com
The GM Flexible Earnings Card from HSBC Bank♦ affords you the freedom of choice. You get 3% Earnings* toward an eligible, new GM vehicle; a full 1% Earnings** toward any other new vehicle of your choice or 1% cash back.***

Take a closer look at the GM Flexible Earnings Card and see the benefits for yourself.

  • The GM Flexible Earnings Card allows you to earn 3% on over 50 eligible, new GM vehicles from six unique GM divisions: Chevrolet, Buick, Pontiac, GMC, Saturn, Hummer and Cadillac. Plus, your Earnings will be added to most currently available GM national incentives.
  • Or opt to receive 1% Earnings toward any other new vehicle of your choice.
  • Or get 1% cash back.
  • There's no annual limit to how much you can earn with the GM Flexible Earnings Card, but there are Redemption Allowances that vary by GM vehicle.
  • Redeeming is easy — with no complicated forms to fill out.
  • Cardmembers can enjoy Earnings management, featuring online Cash Back Redemptions and exclusive offers.
  • Take full advantage of exclusive benefits like up to 20% savings on GMAC auto insurance.

    For more information or to apply visit gmflexcard.com

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Chevrolet, Buick, Pontiac, GMC, Saturn, HUMMER and Cadillac.

♦HSBC Bank Nevada N.A. is the issuer of, and its affiliates administer, the GM Flexible Earnings Card.
GM Corporation is responsible for the operation and administration of the Earnings Program.

*Redemption Allowances apply and vary by vehicle and model year. Earnings are offered and administered by General Motors Corporation. Earnings cannot be combined with the GM New Vehicle Purchase Program discount. Earnings expire after 7 years.

** $100 redemption minimum applies.

*** Cash can be redeemed in $100 increments.

†Convenience Checks, Balance Transfer Checks and cash advances are not eligible for GM Flexible Earnings Card Earnings, unless specifically stated. Period Finance Charges apply from date of transaction. Accessing the full amount or most of your available credit may result in an overlimit fee.